FAQs About Financing

Freehold Subaru Has the Answers to All of Your Auto Financing Questions

Are you considering the purchase of a new Subaru vehicle near Jackson, NJ?  Do you have questions about the auto financing process, but you don't know where you can get the answers you need?  We understand that having big blanks in your knowledge when it comes to car financing can lead to anxiety and stress.  Since we want you to have a great car shopping experience with us when you make the trip to our dealership from nearby Marlboro, NJ, we want to give you the answers you need.  Freehold Subaru, located at 299 South Street in Freehold, NJ, is where you can get all of the information you need about car financing.

Frequently Asked Questions About Auto Financing

When people drive to our dealership from nearby Englishtown, NJ, they often have the same questions about auto financing.  We have complied a list of frequently asked questions, and their answers, for you to peruse.  If you can't find the answers to the questions you have here, you can always contact the finance center at Freehold Subaru.  We are more than willing to provide you with the information you need to make your car buying experience less stressful.

Why is Financing a Good Option?

Financing is a good option for many drivers because it breaks down the cost of a vehicle into smaller monthly payments.  Most folks find it easier to fit these smaller installments into their budget.  When you finance a vehicle, you can build your credit score.  Buying a car with cash will no do anything to help you in this regard.

What if I Don't Have Good Credit?

Many car buyers come to our dealership from the Farmingdale, NJ area and worry about the fact that they don't have good credit.  While credit challenges and limited credit can make it hard for some car shoppers to get approved for a car loan, our Subaru finance center has a lot of experience working with folks who need a second chance.

Our dealership offers a guaranteed financing program that is aimed at helping folks who may not have the best credit scores.  If you feel like your credit might hinder your application for an auto loan, please contact our finance center to learn more about the options we have available to you.

What Would My Monthly Payment be Like?

Your monthly payment will be determined by a few factors.  The cost of the vehicle you are buying, the amount of money you are putting down, your interest rate, and the term of your loan will all play a role in determining your monthly payment amount.

The best way to reduce your monthly payment that is completely in your control is to put as much money down as possible.  Putting money down may also make your car loan terms more favorable.

How Do Interest Rates Work?

An interest rate is a measure of how risky a bank or credit union feels it is to lend you money.  Generally speaking, the lower your credit score, the higher your interest rate.  At Freehold Subaru, our finance center aims to get its customers the lowest rates possible.  We have great relationships with our lending partners, so we are often able to secure interest rates and terms that might not be widely available.

Additionally, we have new Subaru specials that often offer exceptional financing APRs and low lease payments for well-qualified buyers.  Feel free to peruse our current specials to see what we have to offer.

We Look Forward to Assisting You

Freehold Subaru, in Freehold, NJ, is your resource for everything you want to know about the world of auto finance.  Contact our dealership today, or stop by and pay us a visit, so we can guide you through the successful completion of your car buying experience.

Freehold Subaru

299 South St.
Directions Freehold, NJ 07728

  • Sales: (732) 462-1600
  • Service: (732) 462-1600
  • Parts: (732) 462-1600

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